Housing Market Analysis · 2026
Rent vs Buy in Laconia, NH
Local prices pre-filled. Adjust any input to match your situation.
Should you buy in Laconia?
Price-to-Rent Ratio
22x — leans toward renting
With a ratio of 22, the math in Laconia, NH currently leans toward renting unless you expect strong home appreciation or plan to stay 10+ years.
Monthly Cost Gap
Buying currently costs roughly $1,703 more per month than renting the median unit in Laconia, NH. That gap is the "opportunity cost" renters can invest — which is why the breakeven point matters so much here.
Price Trends
Prices in Laconia, NH grew 2.8% over the past year — modest but steady appreciation that generally supports long-term buying decisions.
Affordability
With an income threshold of $0K, Laconia, NH is among the more accessible markets for first-time buyers — though the decision still hinges on how long you plan to stay.
Interactive Calculator — Laconia Pre-filled
Values are set to Laconia, NH medians. Change anything to match your scenario.
At 10 years
Renting wins by $188K
No breakeven in selected timeframe.
Monthly Cost (Year 1)
Wealth Over Time
| Year | Buyer | Renter | Winner |
|---|---|---|---|
| 1 | $89K | $142K | Rent |
| 2 | $110K | $173K | Rent |
| 3 | $132K | $206K | Rent |
| 4 | $155K | $241K | Rent |
| 5 | $179K | $278K | Rent |
| 6 | $204K | $318K | Rent |
| 7 | $230K | $360K | Rent |
| 8 | $257K | $405K | Rent |
| 9 | $285K | $452K | Rent |
| 10 | $315K | $503K | Rent |
Common Questions — Renting vs Buying in Laconia
Other NH Markets to Compare
See how the rent-vs-buy math stacks up in other NH cities.