Is it cheaper to rent or buy in Coffeyville, KS?

At today's prices, buying the median home in Coffeyville, KS costs an estimated $765/month (mortgage, tax, insurance, maintenance) versus $789/month to rent. Renting is cheaper upfront, but buyers build equity over time. Use the calculator above to find your personal breakeven.

What is the price-to-rent ratio in Coffeyville?

The price-to-rent ratio in Coffeyville, KS is approximately 10x (median home price ÷ annual rent). At 10x, homes in Coffeyville, KS are relatively affordable compared to rents. Buyers who plan to stay 5+ years typically come out ahead.

How much do I need to earn to buy a home in Coffeyville?

Based on conventional lending guidelines (28% housing DTI), you'd need roughly $- in annual household income to qualify for a mortgage on the median-priced home in Coffeyville, KS.

How long should I plan to stay in Coffeyville before buying makes sense?

The breakeven point depends on your down payment, mortgage rate, and how aggressively you'd invest if renting. In a market like Coffeyville, KS with a 10x price-to-rent ratio, most buyers need at least 4–6 years to come out ahead. Run your scenario in the calculator above.

Housing Market Analysis · 2026

Rent vs Buy in Coffeyville, KS

Local prices pre-filled. Adjust any input to match your situation.

Median Home Price $91,868

Median Rent $789/mo

Price-to-Rent Ratio 10x

YoY Price Change +0.3%

Income Needed $0K

Should you buy in Coffeyville?

Price-to-Rent Ratio

10x — strongly favors buying

At 10x, homes in Coffeyville, KS are relatively affordable compared to rents. Buyers who plan to stay 5+ years typically come out ahead.

Monthly Cost Gap

In Coffeyville, KS, the estimated monthly cost of ownership is actually close to median rent, which is relatively rare. This narrows the time needed to break even and makes buying more immediately compelling.

Price Trends

Prices in Coffeyville, KS grew 0.3% over the past year — modest but steady appreciation that generally supports long-term buying decisions.

Affordability

With an income threshold of $0K, Coffeyville, KS is among the more accessible markets for first-time buyers — though the decision still hinges on how long you plan to stay.