Champaign, IL

Metro area in Illinois · Updated Jan 2026

12-Month Forecast ↑ +1.6%

Median Home Value

$224,206

↑ +6.5%

Year-over-year

Median Rent

$1,286/mo

↑ +4.5%

Year-over-year

Rental Yield

6.9%

Excellent for investors

5-Year Appreciation

+36.9%

Income Needed to Buy

$67,553

20% down, 30% DTI max

Active Listings

429

For-sale inventory

Price-to-Rent Ratio

14.5

Favors buying

Price Forecast

1 Month

↑ +0.4%

3 Months

↑ +0.9%

12 Months

↑ +1.6%

5-Year Price Trend

Calculate your mortgage for Champaign, IL

See monthly payments for a $224,206 home →

Should you rent or buy in Champaign, IL?

Price-to-rent ratio: 14.5x — Buying likely wins. Run a full breakeven analysis with Champaign, IL numbers pre-filled →

Frequently Asked Questions